Bali has long been a dream destination for digital nomads, expats, and retirees alike. With its breathtaking landscapes, vibrant culture, and warm hospitality, it’s no wonder people from all over the world are drawn to this Indonesian island. But before packing your bags, one crucial question arises: what is the cost of living in Bali in 2025? Understanding the cost of living in Bali is essential whether you’re planning a short-term stay or considering a long-term move.
1. Accommodation Costs in Bali
When assessing the cost of living in Bali, accommodation is usually the biggest expense. Fortunately, Bali offers a wide range of options suited to various budgets.
Types of Housing: Include modern villas with pools, basic apartments, cosy homestays, and co-living spaces popular among digital nomads. A modest room in a homestay can cost around IDR 2,000,000 ($125) per month, while a private villa in Canggu or Seminyak may cost up to IDR 25,000,000 ($1,550) or more, especially during high season.
Utilities: Usually not included in the rent. Electricity may cost around IDR 500,000–1,000,000 ($30–60) monthly, depending on air conditioning use.
Cost by Region (Monthly Averages):
| Area | 1-Bed Apartment | 2-Bed Villa |
| Canggu | IDR 10M–20M ($620–1,240) | IDR 15M–25M ($930–1,550) |
| Ubud | IDR 6M–12M ($370–740) | IDR 10M–20M ($620–1,240) |
| Seminyak | IDR 12M–22M ($740–1,370) | IDR 18M–30M ($1,120–1,860) |
| Denpasar | IDR 4M–8M ($250–500) | IDR 10M–15M ($620–930) |
| Remote Areas | IDR 2M–5M ($125–310) | IDR 6M–12M ($370–740) |
2. Food & Dining Expenses in Bali
The cost of living in Bali can vary significantly depending on how and where you eat. Dining like a local can dramatically reduce expenses.
Warungs, or small local eateries, offer authentic Indonesian meals for as little as IDR 15,000–30,000 ($1–2) per dish. On the other hand, eating at Western-style cafes and restaurants will cost around IDR 70,000–150,000 ($4.50–9.30) per meal.
For those cooking at home, grocery shopping is split between local markets and modern supermarkets like Pepito or Bintang. While local markets are cheaper, expect monthly groceries to range between IDR 2M–4M ($125–250) depending on your habits.
Food delivery apps such as Gojek and GrabFood have become everyday tools. Delivery from local warungs can cost IDR 20,000–40,000 ($1.20–2.50), while fancier meals may run up to IDR 100,000 ($6.20) or more.
If you’re interested in learning more, check out the food and culinary habits in Indonesia.
3. Transportation Costs
Transportation is one of the most affordable parts of the cost of living in Bali, especially if you drive a scooter — like most locals and nomads do.
- Scooter rental: Monthly rentals cost IDR 700K–1.2M ($45–75).
- Fuel: A liter costs just IDR 10K ($0.60). Total fuel spend: IDR 150K–200K/month ($10–12.50).
- Grab or Gojek rides: Short trips cost around IDR 10K–30K ($0.60–2) — perfect if you don’t drive.
- Car rentals: For families or comfort, rentals start around IDR 4M/month ($250).
Useful Tip: Always wear a helmet and have an international driver’s license. Bali’s roads can be hectic, especially in peak season.
4. Entertainment and Leisure in Bali
Whether you’re into beaches or bars, Bali has something for everyone — and it can be budget-friendly.
Nightlife and bars in places like Canggu and Seminyak have entry fees between IDR 50,000–150,000 ($3–9), with cocktails averaging IDR 100,000 ($6.20). Meanwhile, sunset on the beach or surfing can be entirely free, aside from equipment rental (around IDR 50,000–100,000 ($3–6) per session).
Bali is also a wellness hub. Yoga classes cost around IDR 100,000–150,000 ($6–9) each, while monthly gym memberships range from IDR 400,000–1,200,000 ($25–75) depending on location and facilities. Spa treatments and massages are inexpensive by Western standards, often IDR 100,000–300,000 ($6–18) per hour.
Cultural attractions like temples, rice terraces, and waterfalls have small entrance fees, usually between IDR 10,000–50,000 ($0.60–3).
5. Healthcare and Insurance Costs in Bali
The cost of living in Bali also includes health expenses, and it’s vital to understand what’s available.
Local clinics are inexpensive and good for minor issues. A basic doctor visit can cost IDR 200,000–400,000 ($12–25), while dental cleanings cost around IDR 300,000–600,000 ($18–37).
International hospitals, such as Siloam or BIMC, offer higher standards of care at Western-style prices. Health insurance is highly recommended.
Insurance plans vary:
- Local plans: Start at around IDR 3M/month ($185).
- International expat insurance: Comprehensive packages may cost $100–300/month depending on age and coverage.
Click this following link if you would like to know more about the healthcare system in Bali.
6. Internet and Phone in Bali
Staying connected in Bali is relatively easy and affordable. Whether you’re working remotely or just want to keep in touch with friends and family, you’ll find plenty of options for mobile data and Wi-Fi.
Mobile SIM Cards
The most common way to get mobile data is by purchasing a prepaid SIM card from local providers like Telkomsel, XL Axiata, or Indosat. SIM cards can be found at the airport, convenience stores, or official retail shops. Expect to pay between IDR 50,000 and 150,000 ($3 to $10) for a monthly data plan with decent coverage.
However, you may need to show your passport, and activating the card sometimes requires help from staff — especially if the menus are in Bahasa Indonesia.
eSIM Options
If you want to skip the hassle of buying a physical SIM and be connected the moment you land, consider using an eSIM — a digital SIM card you can install before departure.
Useful Tip: Saily is a great option for Bali. It lets you activate mobile data instantly without needing a physical card or local paperwork. Ideal for digital nomads, travelers, and remote workers looking for a fast and flexible solution.
Wi-Fi Access
Most accommodations in Bali — from guesthouses to luxury villas — offer free Wi-Fi. The speed can vary by location, but in urban areas like Canggu, Ubud, and Seminyak, internet speeds are generally good enough for video calls and streaming.
Coworking spaces and cafés catering to expats and remote workers also provide reliable, high-speed internet.
7. Overview Table: Monthly Cost of Living in Bali
| Category | Monthly Cost (IDR) | Monthly Cost (USD) |
| Accommodation | 4M–25M | $250–1,550 |
| Utilities & Wi-Fi | 800K–1.5M | $50–95 |
| Food & Dining | 2M–6M | $125–375 |
| Transportation | 200K–1.2M | $12–75 |
| Entertainment | 500K–2M | $30–125 |
| Healthcare | 300K–3M | $18–185 |
| Total Range | 7.8M–38.7M | $490–2,400 |
In 2025, the minimum wage in Bali is approximately IDR 2,996,500 per month, which equals around $184.50 at the current exchange rate. This wage is set by the provincial government and mainly applies to local workers in standard employment contracts.
8. Tips for Budgeting in Bali
To manage the cost of living in Bali, consider these practical strategies:
- Negotiate rent for long-term stays, especially off-season. Many landlords reduce prices for 6–12-month commitments.
- Live like a local: shop at traditional markets, eat at warungs, and embrace scooter culture.
- Avoid tourist traps in over-commercialized areas. Look beyond Seminyak or Ubud for more authentic and affordable experiences.
Useful tip: Need to send money to Bali from abroad? Avoid high bank fees and get the real exchange rate with Wise. It’s ideal for rent, deposits, or managing finances across countries.
In Conclusion
In 2025, the cost of living in Bali remains attractive for a wide range of lifestyles. Whether you’re a frugal traveller or a luxury seeker, you can build a comfortable life on this beautiful island. With monthly expenses starting under $500 for minimalist living and rising above $2,000 for those seeking premium comfort, Bali is as flexible as it is enchanting.
If you’re planning to move to Bali, opening a bank account can be an important step in settling in.
FAQs
1. What is the best area to live in Bali for remote workers on a budget?
Ubud and certain parts of Denpasar offer a great balance between affordability and amenities for remote workers. You can find comfortable accommodation for around IDR 6M–10M/month ($370–620) and still enjoy good internet, coworking spaces, and a slower pace of life.
2. Is Bali cheaper than Thailand or Vietnam for long-term living?
Bali is generally more expensive than Vietnam but still slightly cheaper than popular areas in Thailand like Phuket. However, it offers better infrastructure for digital nomads and a unique balance of nature and amenities. Your costs will depend on your lifestyle choices and location within Bali
3. Is health insurance necessary if I’m staying in Bali for a few months only?
Yes, even for short stays, health insurance is highly recommended. Medical costs at international hospitals can rise quickly, especially in emergencies. Travel insurance or short-term expat insurance covering outpatient and inpatient care is the safest option.
